Cost in Delhi NCR
Prostate Surgery cost in Delhi NCR
Prostate Surgery in Delhi NCR costs about ₹1,80,000, our typical NCR package (estimate, exact quote via us). Of the 13 policies we read, 13 state a waiting period for it of 12 to 24 months. What you pay depends on your room, co-pay and plan, so we work it out from your own policy.
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Key facts
- Typical NCR package: ₹1,80,000 (estimate, checked 28 Sep 2026)
- Waiting period on the policies we read: 12 to 24 months (policy wordings, read 28 Sep 2026)
- Policies with a sub-limit for this procedure: 0 of 13 (read 28 Sep 2026)
- Hospitals in our Delhi NCR list that offer this: 34
What moves the price
- Room category. On a policy with a room rent limit, a room above the limit also cuts what the insurer pays on doctor and OT charges, in the same ratio. A room within your limit avoids that cut.
- Days in hospital. Each extra day adds room rent, nursing, medicines and tests.
- Implant or devices. Where the procedure uses one, the make and type of implant can move the bill more than any other head.
What each policy we have read says about it
| Insurer | Policy | Waiting period | Sub-limit | Source |
|---|---|---|---|---|
| Aditya Birla | Activ Health (Platinum Enhanced) | 24 months of continuous cover | None found in the wording | Policy wordings, page 57 |
| Aditya Birla | Activ One (NXT) | 24 months of continuous cover | None found in the wording | Policy wordings, page 11 |
| Bajaj Allianz | Health Guard | 24 months of continuous cover. Not applicable to claims arising from an accident | None found in the wording | Policy wordings, page 13 |
| HDFC Ergo | Optima Secure | 24 months of continuous cover. Not applicable to claims arising from an accident | None found in the wording | Policy wordings, page 32 |
| National Insurance | Mediclaim Plus | 24 months of continuous cover | None found in the wording | Policy wordings, page 8 |
| New India | Mediclaim 2012 | 24 months of continuous cover | None found in the wording | Policy wordings, page 20 |
| New India | Yuva Bharat | 12 months of continuous cover | No sub-limit | Policy wordings, page 26 |
| SBI General | Super Health | 24 months of continuous cover. On the Prime, Elite and Premier plans. On Platinum and Platinum Infinite it is 12 months. Not applicable to claims arising from an accident | None found in the wording | Policy wordings, page 31 |
| Star Health | Assure | 24 months of continuous cover. Not applicable to claims arising from an accident | None found in the wording | Policy wordings, page 28 |
| Star Health | Comprehensive | 24 months of continuous cover | No sub-limit on laser vaporisation of the prostate. The modern treatment table pays laser vaporisation of the prostate up to the sum insured. It states no limit for other prostate surgery | Policy wordings, page 32 |
| Tata AIG | Medicare Plus | 24 months of continuous cover | None found in the wording | Policy wordings, page 10 |
| Tata AIG | Medicare Premier | 24 months of continuous cover. Not applicable to claims arising from an accident | None found in the wording | Policy wordings, page 35 |
| United India | Family Medicare | 24 months of continuous cover | None found in the wording | Policy wordings, page 17 |
Hospitals we check
We have checked 34 hospitals in Delhi NCR that offer prostate surgery: Delhi 15, Gurugram 7, Faridabad 5, Noida 5, Ghaziabad 2. We hold no hospital-level prices yet, so this page shows the typical package only.
Questions
Is prostate surgery covered under insurance?
On the 13 policies we have read, prostate surgery is covered after a waiting period of 12 to 24 months of continuous cover. Your own policy schedule decides, so check its waiting periods.
Check your own policy
Send your policy on WhatsApp. A person reads it and works out what your stay would cost you before you are admitted.
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Sources
- Aditya Birla Activ Health (Platinum Enhanced): policy wordings (accessed 28 Aug 2026)
- Aditya Birla Activ Health (Platinum Enhanced): customer information sheet (cis) (accessed 28 Aug 2026)
- Aditya Birla Activ One (NXT): policy wordings (accessed 28 Aug 2026)
- Aditya Birla Activ One (NXT): customer information sheet (cis) (accessed 28 Aug 2026)
- Bajaj Allianz Health Guard: policy wordings (accessed 27 Sep 2026)
- Bajaj Allianz Health Guard: customer information sheet (cis) (accessed 28 Aug 2026)
- HDFC Ergo Optima Secure: policy wordings (accessed 28 Sep 2026)
- HDFC Ergo Optima Secure: customer information sheet (cis) (accessed 28 Sep 2026)
- National Insurance Mediclaim Plus: policy wordings (accessed 27 Sep 2026)
- National Insurance Mediclaim Plus: customer information sheet (cis) (accessed 27 Sep 2026)
- New India Mediclaim 2012: policy wordings (accessed 27 Sep 2026)
- New India Mediclaim 2012: customer information sheet (cis) (accessed 27 Sep 2026)
- New India Yuva Bharat: policy wordings (accessed 27 Sep 2026)
- New India Yuva Bharat: customer information sheet (cis) (accessed 27 Sep 2026)
- SBI General Super Health: policy wordings (accessed 28 Sep 2026)
- SBI General Super Health: customer information sheet (cis) (accessed 28 Sep 2026)
- Star Health Assure: policy wordings (accessed 28 Sep 2026)
- Star Health Assure: customer information sheet (cis) (accessed 28 Sep 2026)
- Star Health Comprehensive: policy wordings (accessed 27 Sep 2026)
- Star Health Comprehensive: customer information sheet (cis) (accessed 28 Aug 2026)
- Tata AIG Medicare Plus: policy wordings (accessed 28 Aug 2026)
- Tata AIG Medicare Plus: customer information sheet (cis) (accessed 28 Aug 2026)
- Tata AIG Medicare Premier: policy wordings (accessed 28 Aug 2026)
- Tata AIG Medicare Premier: customer information sheet (cis) (accessed 27 Sep 2026)
- United India Family Medicare: policy wordings (accessed 27 Sep 2026)
- United India Family Medicare: customer information sheet (cis) (accessed 27 Sep 2026)