Policies explained

Health insurance policies explained, term by term

superclaim explains 13 health insurance policies from 9 insurers. Each page below explains one policy: its room rent limit, co-pay, waiting periods and consumables, quoted from the insurer's own documents with page numbers, plus a worked bill example. Find your policy to see its terms.

Reviewed by Shine Rajpal, founder, superclaim, on 29 Sep 2026.

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Aditya Birla

Bajaj Allianz

HDFC Ergo

National Insurance

New India

SBI General

Star Health

Tata AIG

United India

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